Maximizing Protection — Best Practices for Employment Practices Risk Management
Employment practices are an area that every business with employees must consider as a loss exposure. As long as employees are present,...
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cbeckman98
Oct 24, 20233 min read
Small Business Cyber Risks - Why me?
Every business is subjected to a barrage of cyber attacks every day. Regardless of your business size, your email, web site and network...
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cbeckman98
Sep 12, 20233 min read
Early Return to Work - A Work Comp Cost Control Program
Early Return to Work programs for EMR management
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cbeckman98
Aug 22, 20232 min read
Risk Transfer – Waiver of Subrogation
Subrogation is the process where an insurance carrier stands in the place of the insured and pursues a claim against a third party to...
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cbeckman98
Jun 15, 20233 min read
Business Personal Property - What are the correct values?
Business personal property valuation requires proper data and analysis.
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cbeckman98
Oct 10, 20223 min read
Commercial Umbrella Liabililty
Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...
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cbeckman98
Oct 12, 20214 min read
Liquor Liability - What you need to know...
Americans consumed $6.07 billion in alcoholic beverages in May of 2021 (statista.com). This compares to $4.35 billion in May of 2019. ...
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cbeckman98
Sep 28, 20214 min read
Directors and Officers Insurance - Why you need to know!
Most people never consider Directors and Officers (D&O) insurance. They assume that it does not apply to them and had no impact on their...
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cbeckman98
Jul 20, 20213 min read
Cyber Liability Insurance
Traditional property and casualty insurance products have insulated themselves from cyber issues. The standard commercial property policy...
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cbeckman98
Jul 6, 20214 min read
Cyber Exposures and Controls
The recent high profile ransomware attacks have brought this issue to the front page. Cyber security breaches are growing at an alarming...
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cbeckman98
Mar 9, 20212 min read
Risk Transfer
One constant in commerce today is the desire to shift liability to someone else. In the insurance business we call this risk transfer....
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