Risk Transfer – Waiver of Subrogation
Subrogation is the process where an insurance carrier stands in the place of the insured and pursues a claim against a third party to...
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cbeckman98
Oct 10, 20223 min read
Commercial Umbrella Liabililty
Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...
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cbeckman98
May 24, 20223 min read
Professional Liability Coverage
General liability insurance protects you from claims that result from property damage or bodily injury. If the cause of the claim is a...
124 views
cbeckman98
Dec 21, 20213 min read
Risk Transfer - Contract Review
We all engage in either providing services to others or engaging others to provide services to us. These events routinely involve a...
38 views
cbeckman98
Nov 23, 20212 min read
Holiday Safety Tips
The holidays should bring joy, not regrets. Take a moment to consider some tips to keep the humbug out of your holiday. Lighted...
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cbeckman98
Nov 2, 20214 min read
Product Liability - Causes of loss
If you have products or services in the stream of commerce, you have a product liability exposure. If there is an event that causes...
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cbeckman98
Oct 12, 20214 min read
Liquor Liability - What you need to know...
Americans consumed $6.07 billion in alcoholic beverages in May of 2021 (statista.com). This compares to $4.35 billion in May of 2019. ...
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cbeckman98
Jun 29, 20213 min read
Emergency! — Do you have a plan?
Emergency action plans are required in OSHA regulations. The OSHA regulations show their age by focusing on traditional fire drills and...
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cbeckman98
Jun 1, 20214 min read
Slip and Falls - Manage the risk
How to manage your exposure to the most common liability claim
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cbeckman98
Apr 20, 20212 min read
Additional Insured Status - The basics
Additional insured status runs in one of two directions: asking for additional insured status from someone or providing additional...
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cbeckman98
Apr 6, 20213 min read
Means of Egress - Getting out of trouble...
Our prior review of the Life Safety Code and Emergency Lighting highlighted the structure of the code and the provisions in place to...
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cbeckman98
Mar 30, 20213 min read
Certificates of Insurance - Risk Transfer Tool
Certificates of Insurance – a Quick Review The most common request we get for policyholder service is providing a certificate of...
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cbeckman98
Mar 16, 20212 min read
Shedding light on Emergency Lighting
We previously reviewed an overview of the Life Safety Code. This continues that discussion to focus on emergency lighting. Emergency...
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cbeckman98
Mar 9, 20212 min read
Risk Transfer
One constant in commerce today is the desire to shift liability to someone else. In the insurance business we call this risk transfer....
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cbeckman98
Feb 23, 20212 min read
Life Safety and Emergency Planning – Life Safety Code
Businesses are required by OSHA standards to have an emergency action plan. The emergency action plan requires that you have provisions...
24 views
cbeckman98
Dec 8, 20202 min read
Have You Updated Your Smoke Alarms?
Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...
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