Protecting your investment in history
Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...
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cbeckman98
Oct 19, 20215 min read
Property Insurance Trends
The property insurance market has seen steady rate increases that affect both commercial and homeowners’ lines of business. While...
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cbeckman98
Sep 14, 20213 min read
UL 300 - What does this mean?
Cooking operations are what makes any restaurant or food service operation successful. If the cooking process involves the creation of...
168 views
cbeckman98
Sep 7, 20215 min read
Warehouse Insurance - A risk management review
Many businesses have goods stored off site in warehouses owned and operated by others. Many homeowners have a storage unit they rent to...
243 views
cbeckman98
Jun 22, 20213 min read
Ordinance and Law - When you must upgrade to rebuild
What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...
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cbeckman98
Jun 15, 20213 min read
Equipment Breakdown – Insurance that Keeps Things Moving
Equipment breakdown is the new name for boiler and machinery insurance. Many people inside and outside of the insurance industry do not...
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cbeckman98
May 25, 20213 min read
Have you looked at your roof? Your insurance company does..
Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...
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cbeckman98
Apr 27, 20213 min read
Insurance to Value - How much is this worth?
Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...
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cbeckman98
Apr 13, 20213 min read
Coinsurance in Commercial Property Insurance – What does this mean?
Our previous posts, What is my Property Worth and How Much Will They Pay?, brought focus to the values and valuation terms on your...
104 views
cbeckman98
Mar 23, 20213 min read
Valuation Clauses - What will it pay?
A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...
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cbeckman98
Feb 16, 20213 min read
What is My Property Worth?
One of the most important decisions to be made concerning your property insurance is the values that you set for the insurance policy....
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cbeckman98
Feb 9, 20212 min read
Two Inch Drain Tests – Valuable Data on Your System’s Health
One of the most common ways that a property can lose sprinkler credits from insurance rating services is failure to perform routine...
1,156 views
cbeckman98
Jan 5, 20212 min read
Ice Dams - A winter headache you can avoid!
Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...
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cbeckman98
Dec 8, 20202 min read
Have You Updated Your Smoke Alarms?
Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...
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cbeckman98
Dec 7, 20202 min read
Watch out for a COLD SNAP!
Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...
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