Owning a second home and renting it out is a common situation. This can be a vacation home or a piece of investment property. As a...

Chimneys and vent pipes are an important part of the safety system for your home or business. These devices remove the products of...

Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...

The recent announcements by State Farm and Allstate that they have temporarily suspended writing new property insurance risks in...

Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...

Why you need an insurance agent...

The insurance industry is obsessed with roof evaluations and using these evaluations to control their exposure to loss. A previous post [...

Personal auto policy

Flood Factor TM an online tool that allows property owners to search their address and find their property’s current and future risk of flo

Coverage for Your Additional All Terrain Vehicles Many clients have acquired all terrain vehicles, golf carts, go carts and even...

Thanks to the National Highway Traffic Safety Administration for these winter driving tips Tires As the outside temperature drops, so...

Following up on our previous article on physical security, a primer of burglar alarm systems is needed. Alarm system technology has...

The holidays should bring joy, not regrets. Take a moment to consider some tips to keep the humbug out of your holiday. Lighted...

If you have property, you have a theft or burglary exposure. Depending on the values involved, the security protection you need may...

Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...

Americans consumed $6.07 billion in alcoholic beverages in May of 2021 (statista.com). This compares to $4.35 billion in May of 2019. ...

The potential to be responsible for a large liability settlement is not as remote as you may hope. If you drive on the roads, you can be...

The Trends Data from the National Fire Protection Association (www.nfpa.org) shows that cooking is the leading cause of both fires and...

In the world of “only pay for what you need”, shopping for insurance has taken on a new feel. The decision making about coverages and...

This is a common question when you discuss property insurance with your agent. I stopped to think about how this question would be...