Builders Risk Insurance
Why do you need builder’s risk insurance? When a building is under construction it does not qualify for traditional property insurance....
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cbeckman98
Jan 93 min read
January 2024 - OSHA Recordkeeping Time - Updated links and information
New Requirements for 2024 Establishments with 100 or more employees in designated high hazard industries listed in Appendix B to Subpart...
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cbeckman98
Oct 24, 20233 min read
Small Business Cyber Risks - Why me?
Every business is subjected to a barrage of cyber attacks every day. Regardless of your business size, your email, web site and network...
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cbeckman98
Sep 12, 20233 min read
Early Return to Work - A Work Comp Cost Control Program
Early Return to Work programs for EMR management
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cbeckman98
Aug 22, 20232 min read
Risk Transfer – Waiver of Subrogation
Subrogation is the process where an insurance carrier stands in the place of the insured and pursues a claim against a third party to...
16 views
cbeckman98
Aug 8, 20232 min read
First Aid Firefighting - Portable Extinguishers
Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...
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cbeckman98
Jul 11, 20233 min read
Heat Related Illness
As summer rolls on the heat index numbers will creep into the danger zone for heat stress emergencies. Heat stress is an equal...
13 views
cbeckman98
Oct 10, 20223 min read
Commercial Umbrella Liabililty
Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...
135 views
cbeckman98
Mar 15, 20222 min read
Recreational Vehicles Coverage
Coverage for Your Additional All Terrain Vehicles Many clients have acquired all terrain vehicles, golf carts, go carts and even...
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cbeckman98
Dec 21, 20213 min read
Risk Transfer - Contract Review
We all engage in either providing services to others or engaging others to provide services to us. These events routinely involve a...
38 views
cbeckman98
Nov 2, 20214 min read
Product Liability - Causes of loss
If you have products or services in the stream of commerce, you have a product liability exposure. If there is an event that causes...
52 views
cbeckman98
Jul 20, 20213 min read
Cyber Liability Insurance
Traditional property and casualty insurance products have insulated themselves from cyber issues. The standard commercial property policy...
8 views
cbeckman98
Jul 6, 20214 min read
Cyber Exposures and Controls
The recent high profile ransomware attacks have brought this issue to the front page. Cyber security breaches are growing at an alarming...
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cbeckman98
Apr 20, 20212 min read
Additional Insured Status - The basics
Additional insured status runs in one of two directions: asking for additional insured status from someone or providing additional...
78 views
cbeckman98
Mar 30, 20213 min read
Certificates of Insurance - Risk Transfer Tool
Certificates of Insurance – a Quick Review The most common request we get for policyholder service is providing a certificate of...
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cbeckman98
Mar 9, 20212 min read
Risk Transfer
One constant in commerce today is the desire to shift liability to someone else. In the insurance business we call this risk transfer....
23 views
cbeckman98
Feb 2, 20212 min read
What is an EMR and why is it important?
The National Council of Compensation Insurance (NCCI) calculates the Experience Modification Rate (EMR) that is used in pricing your...
53 views
cbeckman98
Jan 19, 20212 min read
Distracted Driving
Driving safely is a full-time job. Yet many believe the car is another place to do business, return calls and answer texts and questions....
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