Social media and the news feeds are full of stories with insurance companies cancelling policies. This headline makes for a strong click...

The ongoing wildfires in southern California have highlighted this hazard and the tragic results brought international attention. The...

The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...

Chimneys and vent pipes are an important part of the safety system for your home or business. These devices remove the products of...

Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...

Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...

Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...

Recent flood events in Eastern Kentucky and the West Coast have returned flood headlines to the front pages of every media outlet. These...

Why you need an insurance agent...

Flood Factor TM an online tool that allows property owners to search their address and find their property’s current and future risk of flo

Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...

Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...

The Trends Data from the National Fire Protection Association (www.nfpa.org) shows that cooking is the leading cause of both fires and...

What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...

Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...

Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...

A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...

Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...

Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...

Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...