Water Damage - A major headache for everyone
The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...
top of page
Search
cbeckman98
Dec 5, 20233 min read
Chimney Inspections - Safe for Santa?
Chimneys and vent pipes are an important part of the safety system for your home or business. These devices remove the products of...
13 views
cbeckman98
Nov 7, 20234 min read
Lithium Ion Batteries - An Emerging Hazard
Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...
8 views
cbeckman98
Aug 8, 20232 min read
First Aid Firefighting - Portable Extinguishers
Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...
7 views
cbeckman98
Jun 27, 20233 min read
Homeowners Contents - Setting the Limits
Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...
46 views
cbeckman98
May 31, 20234 min read
Flood Insurance - Information you need to know..
Recent flood events in Eastern Kentucky and the West Coast have returned flood headlines to the front pages of every media outlet. These...
15 views
cbeckman98
Jan 17, 20232 min read
Flood Insurance - What do I need? - 2023 Update
Flood Factor TM an online tool that allows property owners to search their address and find their property’s current and future risk of flo
68 views
cbeckman98
Nov 9, 20212 min read
Watch out for a COLD SNAP!
Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...
8 views
cbeckman98
Oct 26, 20213 min read
Protecting your investment in history
Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...
18 views
cbeckman98
Sep 21, 20212 min read
Cooking Fires at Home
The Trends Data from the National Fire Protection Association (www.nfpa.org) shows that cooking is the leading cause of both fires and...
16 views
cbeckman98
Jun 22, 20213 min read
Ordinance and Law - When you must upgrade to rebuild
What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...
99 views
cbeckman98
May 25, 20213 min read
Have you looked at your roof? Your insurance company does..
Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...
57 views
cbeckman98
Apr 27, 20213 min read
Insurance to Value - How much is this worth?
Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...
36 views
cbeckman98
Mar 23, 20213 min read
Valuation Clauses - What will it pay?
A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...
38 views
cbeckman98
Jan 5, 20212 min read
Ice Dams - A winter headache you can avoid!
Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...
11 views
cbeckman98
Dec 8, 20202 min read
Have You Updated Your Smoke Alarms?
Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...
28 views
cbeckman98
Dec 7, 20202 min read
Watch out for a COLD SNAP!
Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...
15 views
bottom of page