Renovation or Addition at home? What Insurance is needed...
If you are doing a large renovation or addition to your existing home, you will obviously need to report the increase in values at...
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cbeckman98
Jul 303 min read
Decoding Service Line Coverage: A Guide for Homeowners
You see a lot of commercials selling service line protection. You may also get official looking mailers that ask you to sign up for this...
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cbeckman98
Jul 165 min read
Shingle Roofing 101: Everything You Need to Know About Choosing the Right Roofing Product
The roof of your home protects your possessions from wind, rain, snow, ice, hail, and fire. Roofing constitutes about 7% of the total...
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cbeckman98
Jun 111 min read
NFPA Fireworks Safety Information
A message from the National Fire Protection Association (NFPA) on Fireworks Safety.
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cbeckman98
Jan 234 min read
Water Damage - A major headache for everyone
The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...
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cbeckman98
Dec 5, 20233 min read
Chimney Inspections - Safe for Santa?
Chimneys and vent pipes are an important part of the safety system for your home or business. These devices remove the products of...
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cbeckman98
Nov 7, 20234 min read
Lithium Ion Batteries - An Emerging Hazard
Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...
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cbeckman98
Oct 8, 20233 min read
Fire Prevention Week 2023 October 8 - 14, 2023
Each year the National Fire Protection Association is the sponsor of Fire Prevention week. The 2023 focus is on cooking safety. Cooking...
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cbeckman98
Aug 8, 20232 min read
First Aid Firefighting - Portable Extinguishers
Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...
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cbeckman98
Jul 25, 20233 min read
Wildfires - Not a West Coast Hazard
The recent announcements by State Farm and Allstate that they have temporarily suspended writing new property insurance risks in...
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cbeckman98
Jun 27, 20233 min read
Homeowners Contents - Setting the Limits
Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...
46 views
cbeckman98
May 31, 20234 min read
Flood Insurance - Information you need to know..
Recent flood events in Eastern Kentucky and the West Coast have returned flood headlines to the front pages of every media outlet. These...
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cbeckman98
Apr 18, 20234 min read
Roof Warranty and Insurance Coverage
The insurance industry is obsessed with roof evaluations and using these evaluations to control their exposure to loss. A previous post [...
53 views
cbeckman98
Mar 14, 20233 min read
Property Trends 2023
We are well into the first quarter of 2023, and the property insurance market continues to seek premium increases. This extends a trend...
63 views
cbeckman98
Jan 17, 20232 min read
Flood Insurance - What do I need? - 2023 Update
Flood Factor TM an online tool that allows property owners to search their address and find their property’s current and future risk of flo
68 views
cbeckman98
Nov 23, 20212 min read
Holiday Safety Tips
The holidays should bring joy, not regrets. Take a moment to consider some tips to keep the humbug out of your holiday. Lighted...
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cbeckman98
Nov 16, 20214 min read
The Three Rings of Security
If you have property, you have a theft or burglary exposure. Depending on the values involved, the security protection you need may...
218 views
cbeckman98
Nov 9, 20212 min read
Watch out for a COLD SNAP!
Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...
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cbeckman98
Oct 26, 20213 min read
Protecting your investment in history
Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...
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