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cbeckman98
Oct 19, 20215 min read
Property Insurance Trends
The property insurance market has seen steady rate increases that affect both commercial and homeowners’ lines of business. While...
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cbeckman98
Oct 12, 20214 min read
Liquor Liability - What you need to know...
Americans consumed $6.07 billion in alcoholic beverages in May of 2021 (statista.com). This compares to $4.35 billion in May of 2019. ...
18 views
cbeckman98
Oct 5, 20213 min read
Personal Umbrella Coverage - protection when it is critical
The potential to be responsible for a large liability settlement is not as remote as you may hope. If you drive on the roads, you can be...
18 views
cbeckman98
Sep 21, 20212 min read
Cooking Fires at Home
The Trends Data from the National Fire Protection Association (www.nfpa.org) shows that cooking is the leading cause of both fires and...
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cbeckman98
Sep 7, 20215 min read
Warehouse Insurance - A risk management review
Many businesses have goods stored off site in warehouses owned and operated by others. Many homeowners have a storage unit they rent to...
246 views
cbeckman98
Aug 31, 20213 min read
What's in the form? A discussion on Homeowners Insurance
In the world of “only pay for what you need”, shopping for insurance has taken on a new feel. The decision making about coverages and...
29 views
cbeckman98
Aug 25, 20212 min read
Back To School 2021
Garage Location for Autos If your student is attending school in another city and taking a car with them, make sure to update the policy...
6 views
cbeckman98
Aug 11, 20213 min read
Tenant's Insurance - Property and Liability protection you need
There are many circumstances where you may live in a building that you do not own. In these spaces you will have your belongings and you...
19 views
cbeckman98
Jul 13, 20213 min read
How old is my house? Any updates?
This is a common question when you discuss property insurance with your agent. I stopped to think about how this question would be...
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cbeckman98
Jun 22, 20213 min read
Ordinance and Law - When you must upgrade to rebuild
What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...
109 views
cbeckman98
Jun 15, 20213 min read
Equipment Breakdown – Insurance that Keeps Things Moving
Equipment breakdown is the new name for boiler and machinery insurance. Many people inside and outside of the insurance industry do not...
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cbeckman98
May 25, 20213 min read
Have you looked at your roof? Your insurance company does..
Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...
65 views
cbeckman98
May 11, 20213 min read
All that Glitters Deserves the Best Coverage
Jewelry is more than a value on an insurance policy. Jewelry commemorates significant life events and are an enduring reminder of those...
25 views
cbeckman98
Apr 27, 20213 min read
Insurance to Value - How much is this worth?
Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...
38 views
cbeckman98
Mar 23, 20213 min read
Valuation Clauses - What will it pay?
A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...
38 views
cbeckman98
Feb 16, 20213 min read
What is My Property Worth?
One of the most important decisions to be made concerning your property insurance is the values that you set for the insurance policy....
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cbeckman98
Jan 5, 20212 min read
Ice Dams - A winter headache you can avoid!
Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...
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cbeckman98
Dec 8, 20202 min read
Have You Updated Your Smoke Alarms?
Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...
28 views
cbeckman98
Dec 7, 20202 min read
Watch out for a COLD SNAP!
Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...
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cbeckman98
Sep 10, 20202 min read
Insurance and Back to School Insurance Updates 2021
Garage Location for Autos If your student is attending school in another city and taking a car with them, make sure to update the policy...
23 views
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