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Small Business Cyber Risks - Why me?
Every business is subjected to a barrage of cyber attacks every day. Regardless of your business size, your email, web site and network...
cbeckman98
Oct 24, 20233 min read
11 views


Early Return to Work - A Work Comp Cost Control Program
Early Return to Work programs for EMR management
cbeckman98
Sep 12, 20233 min read
18 views


Risk Transfer – Waiver of Subrogation
Subrogation is the process where an insurance carrier stands in the place of the insured and pursues a claim against a third party to...
cbeckman98
Aug 22, 20232 min read
16 views


Heat Related Illness
As summer rolls on the heat index numbers will creep into the danger zone for heat stress emergencies. Heat stress is an equal...
cbeckman98
Jul 11, 20233 min read
16 views


Business Personal Property - What are the correct values?
Business personal property valuation requires proper data and analysis.
cbeckman98
Jun 15, 20233 min read
19 views


Commercial Umbrella Liabililty
Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...
cbeckman98
Oct 10, 20223 min read
135 views


Cyber Liability Insurance
Traditional property and casualty insurance products have insulated themselves from cyber issues. The standard commercial property policy...
cbeckman98
Jul 20, 20213 min read
8 views


Cyber Exposures and Controls
The recent high profile ransomware attacks have brought this issue to the front page. Cyber security breaches are growing at an alarming...
cbeckman98
Jul 6, 20214 min read
8 views


What is an EMR and why is it important?
The National Council of Compensation Insurance (NCCI) calculates the Experience Modification Rate (EMR) that is used in pricing your...
cbeckman98
Feb 2, 20212 min read
65 views
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