Maximizing Protection — Best Practices for Employment Practices Risk Management
Employment practices are an area that every business with employees must consider as a loss exposure. As long as employees are present,...
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cbeckman98
May 26, 20232 min read
Hood Cleaning - What, When and Why
Despite the widespread use of hoods over commercial cooking systems, the cleaning or lack thereof continues to be the subject of risk...
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cbeckman98
Oct 10, 20223 min read
Commercial Umbrella Liabililty
Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...
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cbeckman98
Dec 21, 20213 min read
Risk Transfer - Contract Review
We all engage in either providing services to others or engaging others to provide services to us. These events routinely involve a...
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cbeckman98
Dec 8, 20212 min read
Get Your Sprinkler System Ready for Winter
Fire sprinkler systems need your attention to prevent a freeze event that can either impair protection or cause water damage. As winter...
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cbeckman98
Nov 30, 20213 min read
Burglar Alarms - What You Need to Know
Following up on our previous article on physical security, a primer of burglar alarm systems is needed. Alarm system technology has...
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cbeckman98
Nov 23, 20212 min read
Holiday Safety Tips
The holidays should bring joy, not regrets. Take a moment to consider some tips to keep the humbug out of your holiday. Lighted...
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cbeckman98
Nov 9, 20212 min read
Watch out for a COLD SNAP!
Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...
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cbeckman98
Oct 12, 20214 min read
Liquor Liability - What you need to know...
Americans consumed $6.07 billion in alcoholic beverages in May of 2021 (statista.com). This compares to $4.35 billion in May of 2019. ...
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cbeckman98
Sep 14, 20213 min read
UL 300 - What does this mean?
Cooking operations are what makes any restaurant or food service operation successful. If the cooking process involves the creation of...
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cbeckman98
Jun 15, 20213 min read
Equipment Breakdown – Insurance that Keeps Things Moving
Equipment breakdown is the new name for boiler and machinery insurance. Many people inside and outside of the insurance industry do not...
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cbeckman98
Jun 1, 20214 min read
Slip and Falls - Manage the risk
How to manage your exposure to the most common liability claim
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cbeckman98
Mar 16, 20212 min read
Shedding light on Emergency Lighting
We previously reviewed an overview of the Life Safety Code. This continues that discussion to focus on emergency lighting. Emergency...
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cbeckman98
Feb 23, 20212 min read
Life Safety and Emergency Planning – Life Safety Code
Businesses are required by OSHA standards to have an emergency action plan. The emergency action plan requires that you have provisions...
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cbeckman98
Feb 2, 20212 min read
What is an EMR and why is it important?
The National Council of Compensation Insurance (NCCI) calculates the Experience Modification Rate (EMR) that is used in pricing your...
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cbeckman98
Dec 7, 20202 min read
Watch out for a COLD SNAP!
Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...
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