Personal Umbrella

We put together a policy to extend over all of your personal lines exposures

Personal Umbrella

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Related Insights

Service Line Coverage for Homeowners

The hard sell on home warranties is on TV and in your mailbox. Some of the direct mail items look like bills or seem to be from a utility company. All share the scary stories about how owning a home is now a nightmare because of repairs. The answer is buying a home warranty product. This a truly a time to read before you buy. Do not rely on the advertising, look at the actual product to see what is being offered. Limits Can Be Low These products have specific limits for eac

The Impact of Smoke Damage on Your Claim

Smoke Damage after a Fire – A potential total Loss? The insurance business is based on the law of large numbers and the use of historic data to guide its decision making. The past history of fire losses have treated smoke damage as a secondary issue. It meant smoke damage after a fire was a cleanup issue and if needed seal with a coating to make it go away. The primary issues were appearance and odor. This approach was based on a hundred years of experience with fires that w

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Coverage that stabilizes those unique situations

Umbrella Liability or Excess Liability goes over top of your homeowner’s liability insurance, your automobile policy and other liability coverage such as for your boat or ATV. This allows you to get higher levels of protection against a large claim at a reasonable cost. If you have accumulated assets, you need to protect them.

We always want to work with our customers to coordinate their entire insurance portfolio. Not having the entire program in synch may leave some liability exposures that are not covered by your umbrella. Driehaus Insurance Group can make sure we address these issues.

If you watch TV, you know that litigation is big business. As the litigation explosion continues, you need to be sure that you have the additional layer of coverage that will provide both extended defense cost protection as well as coverage for a liability claim. Your personal umbrella coverage provides this protection.